ATV Coverage
Motorcycle Insurance Discounts
Motorcycles we insure
Golf Cart Insurance
“This is one of kind service, I will tell all my friends and family to visit LNIS Insurance,
Thank You!
Douglas Matthews Sr. Gardena, CA
- Claims-Free Renewal – Receive an automatic discount if you have no at-fault accidents during your previous policy period.
- Homeowner – Get a discount on your motorcycle policy if you own your own home.
- LoJack – Automatically receive a discount if your bike is equipped with LoJack® for even more affordable motorcycle insurance.
- Paid in Full – Pay the full amount of your policy when it renews and receive a discount just for doing so.
- Prompt Payer – Pay on time for a year and receive a discount when your policy renews.
- Responsible Driver – No accidents or violations on your driving record for the last three years translates to a discount.
- Safety Course – Completing an approved safety course could earn you a discount.
Comprehensive In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire, theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV insurance will cover the rest.
Collision Coverage pays for significant physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the deductible you selected, and your Collision coverage will pay for the rest. Due to the rough nature in which many ATV's are used, Collision does not provide coverage for scrapes, scratches, minor dings/dents, and other cosmetic/non-structural damage.
Bodily Injury & Property Damage Liability ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries to people or damage to property caused by your ATV.
Liability Coverage also protects your assets, up to the limits you choose.
Uninsured/Underinsured Motorist If the person at fault for an accident doesn't have insurance — or doesn't have enough insurance — Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at-fault party is legally liable for, such as medical treatment and lost wages. You simply select the amount of ATV insurance coverage you want, and you're protected up to those limits.
Golf carts are primarily designed for transportation from one green to the next, but you might be one of the many people who uses your golf cart as a means to travel around your gated community, retirement park or condo complex.
Whether you use them off-road or on, proper insurance can help you protect your golf cart. Your homeowners policy might not cover you if you ride off your own property. That's why specialized golf cart insurance is especially important.
Choose our golf cart insurance for your golf cart — whether it's gas or electric — and receive far-reaching coverage and specialized claims service. We provide coverage for virtually any noncommercial purpose and location.
The following golf cart insurance coverage is available through Progressive:
Bodily Injury and Property Damage Liability
Comprehensive
Collision
Accessory Coverage
Transport Trailer Coverage
Roadside Assistance
